Date: 6 months ago   Category: Financial

MyCredit: what Ukrainians lacked money in 2018 for


Within the last several years the interest of the Ukrainian population in service "the credit to salary" promptly increases. If in 2017 knew about 40 percent of Ukrainians about such offer, then by the end of 2018 the indicator increased up to 70. It is explained by several factors. Process of application in such services is simple and clear, and the probability of approval is much higher, than in bank. Services of the credits to salary allow to receive means quickly, without need to stand turns and to collect the full package of documents. If it is about online crediting - one more powerful advantage finds the place here - it is possible to receive money 24 hours a day, regardless of where you are. The popular purposes of crediting to find out on what requirements Ukrainians take money to salary, we addressed to one of the best services of online crediting according to the PaySpace Magazine portal - MyCredit. The MyCredit service grants the loan online the sum up to 10,000 hryvnias. At the same time, the average size of a loan is 3,000 hryvnias here. The sum is small, but it is calculated on receiving the help to salary and to block temporary financial difficulties. Thanks to statistics of MyCredit service, we found out what Ukrainians lacked money for in 2018 and what purposes of crediting are the most demanded among clients. Data are given in the chart below. From this it follows that the most popular motive of the address is the lack of "money to salary" for daily needs - 35%. On the second place there were family expenses - 22%. For "money for treatment" in 2018 in service 13% of borrowers addressed. Statistics showed that Ukrainians are not ready to take the credit for repayment of already existing. The least popular purpose of the address is "repayment of other credit" - 4% of applicants addressed for it. How was in 2017? In comparison with similar statistical data of MyCredit for 2017 the overall picture did not change. Ukrainians still lack money for daily expenses and family needs. This results from the fact that the ratio of the salaries and cost of necessary things also remained the same. The average salary in Ukraine in a year increased by 14%, but at the same time journey, gasoline, food and cost of utilities rose in price. The average salary in the large cities is 9,141 hryvnias, in small towns - 6,000. At the same time rental housing in the first case will cost not less than 5,000 hryvnias, in the second - 3,000. The remained sum will be enough a maximum for the drive and products, and on daily expenses of means will not remain. Need of the appeal to services of fast crediting is also explained by it. How will be farther? The predicted salary increase in 2019 - 15% of present indicators. But together with salaries also the prices grow. From this it follows that the interest of Ukrainians in the fast credits in 2019 will continue to grow. To receive expert opinion in this respect we addressed the director of service of online crediting MyCredit Ivan Krivich: "To with

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