Date: 7 months ago   Category: Realestate

Conditions and prospects of the program Affordable housing


The program Affordable housing begins to work again. What its sense consists in how to receive a discount for the apartment, the list of documents and prospect – we analyze and we collect opinions of experts. In Ukraine today many families need expanding living conditions, however financial opportunities, as a rule, don't allow to buy the apartment by own efforts. The state programs offering preferential terms or discounts for square meters could become a solution. The Affordable housing program has been carefully analysed by Irina Romanova – the journalist and the independent expert of the real estate. The blog by the Secret Buyer Irina Romanova about new buildings of Kiev and area enjoys wide popularity not only at residents of the capital, but at all who want to be guided in the real estate market. Than the Affordable housing program is good and how to take part in it – we collect answers to the main issues. Conditions for participation the Help of the state on acquisition of the apartment according to the program consists in payment of 30% of housing cost. For internal immigrants and participants of ATO the maximum complete set can make 50% of real estate price. For participation in the program it is necessary to need expansion of housing and to collect a package of documents. Families or lonely people who stay on the room registry (not an indispensable condition) can submit the application to Derzhmolodzhitlo Fund, have no own housing or own the real estate up to 13,65 sq.m on the person. Besides, the package of documents includes the certificate of income (on each family member) for half a year, the certificate of family composition, an extract from the State registry of the rights for the real estate if she is in property. Immigrants and participants of ATO need to submit also the documents confirming their status. Chances and prospects the Number of families which could count on the help from the state directly depends on financing of the program. "Affordable housing" works since 2010. During this time with her help the housing issue was resolved by more than 3,7 thousand Ukrainian families taking into account suspension of the program in 2015-2017. At first sight the figure seems big, but within the whole country it isn't enough. Since the beginning of 2018 work of the program has been restored, the sum of financing is increased to 100 million hryvnias (in 2017 30 million have been allocated). There is a hope that the turn of potential participants will move ahead though the number of persons interested constantly grows. Only in Kiev in line costs more than 1500 families, and at today's financing of lucky there will be about 350. At the same time calculation of the maximum area of the apartment and its cost is conducted very strictly. On one family member it is provided by 21 sq.m of housing plus 10,5 sq.m on family. Maximum price of housing is calculated on a formula too and depends on the average cost of square meter in the region. For example, in the capital the figure shouldn't exceed 22 thousand hryvnias for 1 sq.m.

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